How it Works

Say 'goodbye' to wishing and waiting. Say 'hello' to owning and loving it.

Zip account

Apply in minutes for your Zip account online, via checkout or using our mobile app.

Pay in 4

Get it now, but spread your purchase across 4 equal fortnightly payments.

Interest free

Every purchase you make with Zip is interest free. Online or instore.

Own it now, pay later.

Split your order into 4 interest free instalments, paid over 6 weeks. Get approval in minutes for up to $1,000 spending, and pay only 25% when you shop.


Shopping with Zip

Shop online

Shop online as normal and choose ‘Zip’ as the payment method at checkout.

Shop instore

Create an instore code and present to staff at checkout when ready to pay.


Approve on the app and pay 25% immediately, then 3 further fortnightly payments.

Easier. Faster. Better.

Download our free App for your Apple or Android device to shop instore faster, check your available balance and view and manage your upcoming payments.

Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.