You're in good company
Trusted by 1,300+ partners, from different industries - big and small, accepting seamless Zip payments.
Once accepted, you'll be onboarded by a Zip Partner Manager and have access to our partner marketing and resources.
Apply in minutes
Apply online and get feedback on your application within two business days
Add Zip to your payment platform for free, using an easy step by step guide for POS and e-commerce. Our integrations team will be there to support you each step of the way
Start accepting Zip
We pay you directly to your bank account via EFT each day
Loved by 250,000+ Kiwis
Whether your business is online or instore, there's usually no cost for your business to add Zip as a payment solution on supported platforms.
Know your merchant fees
You will be charged a merchant fee on successful transactions only, which will be discussed on application based on your unique business situation.
Know your transaction fees
Pay only your agreed rate. As your Zip transactions increase, your agreed rate can be renegotiated to scale with you.
No setup fees
Get started for free. It will cost you nothing to sign up and receive a Zip account for your business.
No lock in contract
Try it out for free, there is no lock-in contract. See if it works for you and your business.
There are no disruptive minimums on payments if you don't want them. This means even more flexibility.
How do I know if my business is eligible?
When applying to become a Zip partner, you’ll be assessed on criteria such as length of trading time, total annual sales and be GST registered in New Zealand. The application takes just a few minutes and you’ll find out if your business is eligible within 48 hours once application is submitted. Apply now
What do I need to have ready before I apply?
Personal details, such as name, contact number and email address.
- Total annual sales average.
- Website URL and e-commerce and/or POS platform.
- Main business address and business contact number.
All relevant business information to help us determine whether the business is eligible.
Director’s name, address and contact details. A form of ID such as a Driver Licence or Passport will be needed to verify identity and confirm association with the business.
What are the fees?
There are no set up costs, ongoing fees or lock in contracts. Merchant service fees are charged per transaction and is generated dependent on the assessment of your business. You’ll find out your merchant service fee on approval, after you’ve submitted your application. It’s free to sign up and give Zip a go for your business.
Can I use Zip in my physical store or just online?
You can accept Zip both online through our eCommerce integration, or in a physical store using our Zip In-Store Terminal. You can accept both, or just one! To inquire about Zip, complete our application form on our Merchant Section.
When do I get paid?
You will get the full purchase amount less our agreed Merchant Fee paid into your allocated bank account the business day following the purchase.
What happens if a customer doesn't cover their future instalments?
Part of the Zip service is that as part of your Merchant Fee we take all credit risk so you will always be paid the full purchase amount less our agreed fee the following business day. If a customer misses an instalment in the future, this is 100% on us to recover from them, but in the vast majority of cases, our customers pay their instalments on time.
Are there any other transaction fees charged to accept Zip?
Generally not. The only exception to this may be if you are using a low-cost Shopify account which charges additional fees on all payment providers. We have no control over these fees.
Do I have to commit to a fixed term to accept Zip?
No. We have no fixed term commitment as we 100% believe in our product and we’re confident that once you start accepting Zip, you will want to stay working with us without needing a contract. If you ever feel Zip isn’t working for you, you can remove the integration at any time.
Supported e-commerce platforms
Supported POS platforms
The Meat Box
"Increasing key metrics is important to us, as it is for any ecommerce merchant, and average order value is something we wanted to improve. Zip helped us do that."
"Zip is quick and credit can be given instantly. People seem happy that this service is available and I think at times they spend more than what they initially intended to."
"The best benefit is that it is extremely easy to upsell customers home care and add on services - people are spending more willingly as they are excited to be able to afford to keep their hair looking amazing for the full 6 weeks. The upsell opportunity by far makes it worth it for such a small fee (just a little more than a regular credit card payment.) "