Own it now, pay later.
Interest free.
Pay in 4 at
1,000s of retailers
online and instore.
Shop more of your favourites.
Just see our store directory
Download the App
Easier. Faster. Better.
Own the way you pay
Buy the things you love now, and pay
for them over 6 weeks, interest free.
Want it
Select Zip at checkout, or download our app to create your account.
Get it
Get it now, but spread your purchase across 4 equal fortnightly payments.
Own it
Every purchase you make with Zip is interest free. Online or instore.
Pay in 4 at your favourite stores.
Apply in minutes for up to $1,000 to spend at more than 1,300 retailers. Simply checkout with Zip and pay over 4 interest free instalments.
How to Sign Up
Instant sign up
We just need a few personal details, as well as your email address and mobile.
Get verified
We can verify your ID instantly if you have a NZ Driver license.
Shop with Zip
Get up to $1,000 spending. Just add your payment method and start shopping with Zip, online or instore.
Boost your business with a pay later option
Give your customers a better way to pay and they'll have more reason to buy. Zip is proven to increase sales conversion rates and average order values.
Need help getting things started?
Check out our Frequently Asked Questions section and get all the answers.